IMPORTANT NOTICE 

 

NEW CLASS HELPS RENTERS WITH LOWER CREDIT SCORES MOVE INTO THEIR DREAM HOME WITHOUT HAVING TO QUALIFY FOR A MORTGAGE

At this Upcoming FREE Class, you can get approved for a special Dream Home Program that will allow you to pick any home listed for sale and have it purchased for you.

WARNING:  Immediate Response Required

Seating for this FREE National Homeownership Resource Network class is limited. Seat reservations are required and are only available on a first come, first served basis. In order to obtain one of the limited seat reservations, you must respond immediately.

Dear Friend,

A local real estate brokerage has been certified by the National Home Ownership Resource Network to bring a new home ownership program to local renters. Renters who attend a free NHORN class and are approved for this program can pick any home listed for sale by any real estate company, and the home will be purchased for them.

In the class, renters will learn how to improve their credit scores and learn how they can move into their dream home without having to qualify for a mortgage loan. According to Robert Skrob, executive director of NHORN, “the goal of the organization is to help provide home ownership opportunities to renters who want to own their own homes but cannot qualify for a mortgage.”

Home ownership is transferred to approved renters through a special Rent to Own program. At the NHORN class, you will learn:

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How you can move into your dream home without qualifying for a mortgage with a bank: 

Let’s face it; you have to have a very high credit score to be able to buy a home today. If you have ever called a lender to get a mortgage approval, you already know what I am talking about. It is hard these days to get approved to buy a home. Or maybe you had a bigger problem. A lender may have told you that they could give you a loan and right before closing, they break the news to you that you don’t qualify. Your dreams of homeownership are gone! Many people who want to buy their own homes have had horror stories just like this one.

In fact, lenders look at several things before they will loan you money to buy your own home. They want to look at your job. They want to see that you have been at your current job for at least two years. They look at your total monthly income and your monthly debts. If your monthly payments for credit cards and car payments are too high, you won’t qualify. If you have any judgments or collections in your credit report, you probably won’t qualify for a loan until they have been paid in full.

This FREE class is to show you that there really is a better way for you to get into your own home now. Imagine living in your own space. Sitting on your porch on a summer evening or enjoying a cozy fire in the cold winter months. Imagine having your friends over for picnics as you proudly present your home to them. Imagine walks on your quiet street and long afternoon naps in your own home.

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    12 Strategies You Can Start Using Today to Improve Your Credit Score

Did you know there are simple things you can start today that will begin to increase your credit score? I know because I was able to increase my credit score by more than 50 points in just two months. These strategies were not hard or complicated, but they are very powerful. A 50-point increase in your credit score could save you thousands of dollars a year. You will be able to lower your interest rate on credit cards, negotiate lower car insurance premiums and more. Nowadays, our credit scores impact almost everything we buy. A higher credit score will help you pay less for the largest purchases you make, including a home, a car or any other major item (furniture, appliances, cell phone, etc.) on credit.

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      How You Can Pay Off All of Your Debts in Five to Seven Years

You probably won’t believe it, but if you follow a strategy that will be taught at the FREE class, you might be able to pay off all of your debts in five to seven years. Imagine how life would be without having any debts? Your car payment – gone! Your credit card payments – gone! All other loans – gone!

ü   You Don’t Have to Qualify with a Mortgage Lender for Your Rent to Own Home:

At the class, you simply fill out a standard Rent to Own application. Once your application is accepted, you are now approved for our NHORN Dream Home Program.  It only takes about two days for your Rent to Own application to be approved! Applications are only available at the FREE class.

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  You Don’t Have to Have a Perfect Credit Score to Be Approved with US!

This program was actually designed to help renters with credit issues buy their own homes now. This program was also designed to help you improve your credit score so that you can qualify for a mortgage loan at your bank when the Rent to Own period is over. In most cases, your Rent to Own program will be for one to two years. During this time, you can pay your monthly bills on time. Most lenders want to see at least 12 months of on-time bill payments.  In most cases, paying your bills on time for one year increases your credit score a great deal. In addition, if you have any judgments or collections, you can use this time to have them completely removed from your credit report.

ü You Can Pick Out Any Home You Want for Your Rent to Own Home

For most renters, they have to wait until they finally come across a home that is being advertised on a Rent to Own Program. If NHORN approves your Application, you can look at ANY home listed for sale by ANY Real Estate Company.  Once you find a home that you like, we will work with an investor committed to increasing the home ownership rate in our area to purchase that home specifically for you. When the investor purchases the home for you, we will design a Rent to Own Program specifically for you. You can get the keys and move in to your dream home. It is almost as if you were going out and buying your own from the thousands that are on the market right now.

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You Don’t Need to Have a 20-percent Down Payment for this Program.

Many banks want you to have larger down payments to buy a home if you have a lower credit score. In fact, we have seen banks ask for a 20 to 30-percent down payment. On a $130,000 house, that could amount to $30,000. How many years will you have to save in order to have a $30,000 down payment? In most Rent to Own cases, you will only need about 3 to 5 percent of the price of the home available up front. On the same $130,000 home, this is would only be $3,900, a $26,100 savings.

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  You Get toTest Drivethe Home Before You Actually Buy It

Another great feature of the Rent to Own Program is that you get to live in the home under the Rent to Own Program for a year or two before you actually go to the bank to qualify for the mortgage. You get to meet the neighbors and check out the house. If you don’t like the home, or the neighborhood, you don’t have to buy the home. You choose whether or not you will buy the home during your Rent to Own program. You are not obligated in any way to buy the home. If you don’t like the home, simply let us know at the end of your Rent to Own Program.

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You Could Earn Credits Each Month For The Down Payment on the Home.

Depending on the program you pick for your Rent to Own Home, you could be earning several hundred dollars each month towards the down payment of the home. In some cases, our Rent to Own Buyers have accumulated credits of $7,800 in only two years. You may be able to use these credits to buy the home without having a down payment.

ü  You Don’t Have to Pay for Any Major Repair Bills

During the Rent to Own period, you are not responsible for any major repairs in your home. So if the furnace needs to be replaced, you don’t have to pay for it. In most cases, you will only be responsible for the first $200 of any repair bill. This way, you won’t have any large unexpected bills! This allows you to stay focused on paying your monthly bills on time to help improve your credit score!

Here is how the NHORN Dream Home Program works:

At the FREE class, you complete and submit your Application. Once the National Homeownership Resource Network has accepted your application, we provide you with a list of all of the homes listed for sale by all real estate companies that match your home wish list. The list we will provide for you will include pictures of the homes, room sizes and specific details of each home. This includes homes listed for sale by all Real Estate Agents from All Real Estate Companies.

You can then drive by the homes that look best for you. Once you have narrowed in on a home that you like the best, we will schedule an appointment for you to tour the home. If you decide this is the home you want, we will design a Rent to Own program for you with one of our investors. At this time, we will take care of the paperwork and upfront money. The investor will then buy the home you have chosen for your Rent to Own Program. On average, it usually takes about four weeks for the investor to close the sale on the home. Once this has been completed, you will get the keys to your new Rent to Own home!

he Home Before You Actually Buy It

I know what you are probably thinking. This sounds too good to be true. Well, here are three reasons to believe what I say:

As a certified NHORN real estate broker, we have helped hundreds of renters get into their own home without having to qualify for a bank loan. In fact, we have several Rent to Own homes available for you right now. To see these homes, go to our Web site at www.1Rent2OwnListings.com. My company name is Paramount Wealth Group. You can check our credentials with the Ohio Division of Real Estate.

1. As a certified NHORN real estate broker, we have helped hundreds of renters get into their own home without having to qualify for a bank loan. In fact, we have several Rent to Own homes available for you right now. To see these homes, go to our Web site at www.1Rent2OwnListings.com. My company name is Paramount Wealth Group. You can check our credentials with the Ohio Division of Real Estate.

2. Because we are licensed Realtors, we have helped more than 500 homebuyers buy their own homes. During these home purchases, we have developed some key relationships with mortgage lenders. We have learned what these mortgage lenders look for in approving home loans, and we can help you improve your credit score so that you can qualify for your own mortgage loan at the end of your Rent to Own program!

3. Our real estate company manages a group of more than 350 local real estate investors who enjoy helping renters become homeowners. So far in 2006, these investors helped 300+ local renters get started with their Rent to Own homes.  

 

 

Here is what a few recent class attendees had to say:

“This is an excellent program that helps people every step of the way individually creating a way to save.”

Robert Keim

“The class is wonderful, everything was explained in detail especially the paying yourself first and that’s why were now saving like never before.”

Letatia Ruff

“I have been up for 27 hours, I worked 16 of those hours and this was worth my time and attention. It is a program I want to work with for me and my family.”

Renee Sims

 

 

 

 

 

 

“I enjoyed the class. It was very detailed and informative. I feel I have absorbed a lot of information that will be useful for getting out of debt and saving money; and I would definitely recommend the class to others.”

Lana Jenkins

The best part is that you can get into a beautiful Rent to Own Home right now.  You don’t have to wait until you fix your credit score, or save $30,000 for a down payment. You can choose from any home listed for sale, not just homes advertised as Rent to Own. 

You can pick homes in any city that you choose.

You can literally choose the exact home you want for your Rent to Own Program.  Once your Application (from the class) has been approved, we will e-mail updated Rent2Own homes to you.  

 

 

 

 

Unfortunately, our class sizes are limited. As you could probably imagine, we receive many calls from renters to attend this FREE class. Seat reservations are accepted on a first come, first served basis. We are unable to accommodate every seat reservation and some renters are unfortunately added to the waiting list. When you reserve your seat at our FREE class, we will check our list and determine if we have a space available for you. It will be very important for you to attend your class because we receive many more requests from people than we can work with at any one time. If you do not show up for your seat reservation at the FREE class, we will give your seat to someone on the waiting list. 

In summary, here's what you will receive at our FREE NHORN Dream Home class:

 You can get approved to move into your dream home now, which includes:

 

• An application to become one of our approved NHORN buyers
• A printout of all of the homes for sale that meet your wish list, including pictures and details including room sizes when you are ready to Rent 2 Own.
• E-mails of updated Rent2Own homes listed for sale that matches your home wish list.  (This keeps you constantly up-to-date on the market) 
• For the home that you choose as the best, we will walk through it together to make sure that you like its condition, size & layout 
• If this home the home you decide on, we will design your Rent to Own program and complete all of the remaining paperwork. 
• We will have one of our investors purchase this home for your Rent to Own program. 
• You will get access to our special group of lenders to help you qualify to buy your Rent to Own home at the end of your program

  This class is FREE and sponsored by the National Home Ownership Resource Network. You can visit the network’s Web site at www.NHORN.org. However, remember that seating at this class is limited. Seat reservations will only be accepted on a first come, first served basis. 

 

If your seat reservation is accepted, you will also receive the special bonus items listed below, which are valued over $250.

 

SPECIAL BONUS #1:

A copy of our book, “How to Improve Your Credit Score.” It’s filled with techniques, instructions and stories that may help you start a new life.

SPECIAL BONUS #2:

 

An audio interview we had with one of the highest ranking loan officers at Countrywide Home Loans, the nation’s largest lender. She revealed many strategies on how you can own your home.   

SPECIAL BONUS #3:

 

Joe Vitale’s best-selling book, titled “The Greatest Money Making Secret in History.”  This book changed my life, and it could change yours, as well.

Here's how you can Reserve Your Seat Right Now!

 

To reserve a seat at the NHORN Dream Home class, do one of the following:

1.      Call our seat reservation hotline at (877)435-8326 Ext. 806. Leave a message with your name, mailing address and telephone number.

2.      Fax your seat reservation form to our office. Complete the enclosed Seat Reservation Form and fax it to our Office at (888) 835-2628.

3.      Mail your seat reservation form to our office. Complete the enclosed Seat Reservation Form and mail it to our office at: NHORN- Paramount Wealth Group,

1001 Eastwind Dr. Ste. 303-

B, Westerville, Ohio 43081.

 

B, Westerville, Ohio 43081.

 

If we have a seat opening available when we receive your seat reservation, we will call you to confirm your attendance. If you are unable to attend, your seat will be given to the next renter on the waiting list!

To A New Beginning,

 

Danielle Lautzenheiser

Danielle Lautzenheiser,

Owner/Presiden/Realtor

Paramount Wealth Group-Columbus, Ohio

 

P.S. You can view many homes we currently have available at our website at www.1Rent2OwnListings.com. Or you can visit the National Home Ownership Resource Network Website at www.NHORN.org. Remember Columbus West!

PLEASE NOTE:  The number of Seat Reservations we can accept in any given month is severely limited.  And at certain times, we cannot accept any new Seat Reservations, as the majority of our time is dedicated to assisting existing NHORN Approved Buyers. Also, people referred to us by our existing NHORN Approved Buyers take some of new openings we have each month.  With this in mind, I can only encourage you to reserve your seat immediately.  We have sent out this letter to you at a time when we have a few remaining seat openings. However, should you delay in responding, there may be a waiting list and you may have to wait weeks or months for an opening.